Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.3
  • Adult Rating: 4+
  • File Size: 9.34 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 6,137 Ratings


NOTE: Penny is no longer accepting new signups at this time. Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! SECURITY • We use SSL 256-bit encryption. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • App is not available to new users and will no longer be available 6/1

    By lyndahhh
    Downloaded this app to give it a try and it says it’s not accepting new users. And that the app will go away 6/1. Pretty bummed that I wasn’t able to use/try it.
  • Grandfathered Out

    By DragonLady999
    After downloading this app, I was informed that new signups are no longer allowed. Why is it still in the App Store?
  • Love the money tips.

    By Yakecila
    Great app. I love how Penny is positive and insightful. My discover card didn’t sync properly, but that’s okay. I just started using my MasterCard more. I’ll miss this app.
  • Not taking any new users - POINTLESS

    By lberrrrrrr
    Shouldn’t be allowed to download
  • Good

    By Acoxo
    I love this app , but the updates are really late and slow
  • Sad to see if go

    By AppHoarderExtraordinaire
    So apparently Credit Karma has bought it. Tragedy. There is an all named Olivia with very similar functionality if you didn't find Penny during her glory years! I recommend. RIP Penny.
  • Sad to see you go!

    By NinaBobina888
    I found everything I ever wanted in a financial assistant with this app. Super excited that your team is moving on to bigger things, but also super bummed to be loosing this amazing app in a few months. It’s going to be hard to find a replacement.
  • What will happen to penny now?

    By WascallyWabbit12
    I’m really sad to see penny go. Here is no other app like her. She has been a huge help and I didn’t realize how much I relied on her helpful tips. What will credit karma do, will they have their own version of her so I can use the same service?
  • Goodbye Penny, You will be missed!!

    By Tabbie37
    I really loved using this App!! Penny was a big help to me, she kept everything in check!! Please let Penny Stay!!!! Please?????
  • amazing app 💔

    By C1bers1ren
    i loved penny ever since i found her 😪 i cant believe she will be gone in a few months 💔 buuut i love credit karma too so im sure the new penny will be awesome too, bye bye penny you will be missed 😅👋🏼