Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,676 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Very much worth the premium

    By Caribbean Cake
    Because of this app I was able to catch identity theft early 👏🏽 even the free version is fun and informational
  • My Favorite Virtual Accountability Partner!

    By EB020
    Penny keeps my aligned and accountable with my short and long term financial goals! Thanks to her, I always think twice about every purchases I make which helps me to create better spending and saving habits for the future!
  • Solid and useful app with potential for more growth

    By Dastocore
    This is a really helpful, informative and effective app. The casual convo element is pleasant and the info that is available to you is pretty impressive. At the moment I’m pretty happy with this app and wait for updates to make it even better and more complete. So far so good 👌
  • Penny

    By Hjaxn
    Great way to track expenses in a way that’s easy to understand.
  • So very helpful!

    By DessieRae
    Nifty little app! Has definitely helped me keep track of all my finances and helped me start saving money!
  • I love how it keeps up

    By Angulol3
    It keeps up so well with the majority of bills
  • Love it!

    By KesC1
    This app helps me hold myself accountable with my spending! Very resourceful
  • So far so good

    By Little Kid Big Kid
    It’s a bit weird texting with a bot but Penny is a great help...haven’t had any problems with anything especially my finances.
  • Love Love Love

    By Mittensmit
    I have tried so many different apps for my spending. This is the best one by far.
  • Penny

    By Workout life
    Great app